Direct Legal Collections

 

Registry of Debt Collectors

 

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What To Do If You Get A Nasty Letter or Phone Call From:

Direct Legal and Collections

 

 

Direct Legal Collections is a debt purchasing or debt collecting company listed in the website of

 

 

 

DPC Registry is licenced by the Office of Fair Trading. Licence No. 633327 and are signatories of the Data Protection Act. Reg. No. Z1620707

 

Name: Direct Legal and Collections
Also Known As: Direct Legal & Collections, Hillesden Securities. Direct Legal and Collections Brackley.
Address: Buckingham Road, Brackley NN13 7DN
Telephone: DO NOT TELEPHONE DIRECT LEGAL AND COLLECTIONS.
Fax: 01280 707523
Email: [user]@DLcollect.co.uk
Extra Data: See below.

Direct Legal Collections and the Truth About Your Debt

They might ask you for your cellphone number if you have one (and most people do nowadays). But you should not give it to them. Because if they have it they will phone you at work and at home at any time they want to. They will continue to do this even after you ask them not to, so you must put it in writing, and send the letter by registered post to get a signature at the other end. A few debt purchasing companies (DPCs) will contact your next door neighbours to ask them if they know about your debt. Some will even tell your children that you are bad or say they will do this, hoping to increase their profit margins. All of these debt collecting agencies are purely profit driven and so their salesmen know well that they have to reach their targets. All these activities are illegal, yet the law seems indifferent for some reason. Dealing with Direct Legal and Collections can put a real strain on you.

It is an option to question the validity of the amount owed by making a Subject Access Request (or SAR) as a foil to Direct Legal and Collections. The true owner of the alleged debt (the bank or the debt collecting firm) must give you a true signed copy of the original credit agreement if that agreement was made before 6 April 2007. When they do not do this they are breaking the law, and the alleged debt is said to be in dispute. While the debt is in dispute they are not allowed to make further demands on you (if they do so they are in further breach of the act) and they cannot sell it on to another agency. While the debt is in dispute it is said to be unenforceable, even by a court of law. There is a series of template letters available to follow up. If you want you can always get a solicitor to do this for you, owing to the complexity at times. There are also paralegal firms who offer services in the area.

Debt purchasing companies (or DCAs) turn a nice profit from buying debts from banks and other organisations at a fraction of their total value (around 10 per cent or less of the balance) and then attempt to extract the total balance from you. In dealing with Direct Legal and Collections it is worth bearing in mind that this is what they do for a living. They will then try to use all sorts of tricks to get the money out of you. That includes scaring people to the point that they are scared most of the time, their marriages break up and their lives are ruined. And all because some greedy firm got hold of information about a debt and tried to make a profit from it at all costs.

There are some good consumer finance forums on the internet where you are able to read all about the tactics concerning Direct Legal and Collections and their various schemes. Notice how some of these debt collection companies run some types of scam while others operate in other ways. The outcome is unhappiness for ordinary people. The debt purchasing firms are sometimes members of trade groups which appears to legitimize their activities. In fact they bear more resemblance to the fraudsters who send out letters saying that you have won a competition even though you have never entered one.

So ask Direct Legal Collections for a copy of the original contract when you took out your loan or credit card.

Even better, start an unenforceable credit agreement application enquiry. It costs nothing to do this and you are protected by the consumer credit laws. Click here for the unenforceable contract application form.

To find out if you qualify for an IVA or can benefit from a debt management programme, try the IVA Test. It's free to apply, and again you are protected by the consumer laws regarding debt management at all stages. Click here to go to the application form.

 

We are licenced by the Office of Fair Trading. Licence No. 633327.

We are signatories of the Data Protection Act. Reg. No. Z1620707.

 

 

More Data On Direct Legal Collections

 

If you have any information that you would like honest people to know about Direct Legal Collections then send us an email in complete confidence and we will try to corroborate it with the clowns involved.

 

 

 

This Direct Legal Collections website is part of DPC Registry website group. All rights reserved.