Direct Legal Debt Collecting Agents

 

Registry of Debt Collectors

 

Self-Employed? If you own your own business call the Small Business Helpline for free advice today.

 

 

 

 

What To Do If You Get A Nasty Letter or Phone Call From:

Direct Legal Debt Collecting Agents

Direct Legal Debt Collecting Agents is a debt purchasing company listed in the website of the

 

 

DPC Registry is registered under the Data Protection Act. Reg. No. Z1620707.


Name: Direct Legal Debt Collecting Agents
Also Known As: See below.
Address: Buckingham Road, Brackley NN13 7DN
Telephone: NEVER, BUT NEVER PHONE DIRECT LEGAL & COLLECTIONS.
Fax: 01280 707523
Email: [user]@DLcollect.co.uk

Direct Legal Debt Collecting Agents and the Truth About Your Debt

They will probably ask you for your mobile number if you have one. But you should not give it out to them. Because if they have it they may well bother you at work and at home 24 hours a day. They will persist even when you tell them not to, therefore you must put it in writing, and preferably send the letter by recorded delivery to get a signature as proof of service (the problem is that so many operate from a PO box number so a signature is impossible to obtain). A few debt purchasing firms will contact the people who live next door and ask them if they know about your debt. The worst may even tell your kids that you are a bad person or threaten to do so, wanting to thus widen their profit margin. All of these debt collecting companies are purely profit driven and so their salesmen know well that they have to meet their targets. All the activities just described are unlawful, but the law seems to turn a blind eye for some reason. Managing the demands of Direct Legal and Collections debt collecting agents can put a real strain on you.

It is always best to ensure you know whether the debt collection firm has purchased the account themselves as a means of turning a profit (in the role of a debt purchasing firm) or if they are carrying out recovery work on behalf of another company such as a bank (in which case they will get a percentage of the recovered money by way of commission). If a letter of assignment is sent, which the law requires if the debt has actually been sold, then you know that the debt collection agency or DCA owns the account and therefore will try to extort as much out of you as they possibly can. When dealing with Direct Legal and Collections debt collecting agents do bear in mind that every penny the debt collecting firm gets is profit as they purchased the debt outright for a song. So they will try to get you any way they possibly can.

There are a few useful things you could do to ensure things are difficult and the various tactics of Direct Legal and Collections debt collecting agents. You can permanently bar their phone number, or you could record their conversations, you can write telling them not to call round at your home or any combination of these actions (all these letters can be freely downloaded from the website).

Certainly, some debt purchasing companies are far worse than the rest. Some debt collectors deal in sending off thousands of tentative letters about hypothetical debt to people telling them they owe money when they owe nothing at all. This tactic works well for the debt collection agencies simply because they are well aware that a small proportion of scared people will always pay them although they know full well they owe no money to anybody. The least honest of these debt collection firms buy inventories of delinquent debts which are more than six years out of date and try to make money from these. The problem here is that this is totally illegal. These are called Statute Barred debts, and they cannot legally be enforced.

So ask Direct Legal Debt Collecting Agents for a copy of the original contract when you took out your loan or credit card.

Even better, start an unenforceable credit agreement application here. If you want to check, in addition, missold PPI and recover all the credit card charges you've paid over the last 6 years (plus 8% interest) it costs an upfront fee of only £99 for a full audit to see what you're entitled to. Click here for more.

 

DPC Registry is registered and regulated under the Data Protection Act. Reg. No. Z1620707 and licenced by the Office of Fair Trading. Consumer Credit Licence No. 633327.

 

 


More Data On Direct Legal Debt Collecting Agents

 

If you have any information that you would like honest people to know about Direct Legal Debt Collecting Agents then send us an email in complete confidence and we will try to corroborate it with the clowns involved.


 

 

 

This Direct Legal Debt Collecting Agents website is part of DPC Registry website group. All rights reserved.