Name: Direct
Legal and Collections Debt Collectors
Address: Buckingham Road, Brackley NN13 7DN
Fax: 01280 707523
Email: [user]@DLcollect.co.uk
Extra Data: See below.

Direct Legal Debt Collectors and
the Truth About Your Debt

It is an option for you to question the validity of the money owed
or indeed the existence of the account itself by making a Subject Access
Request as a reply to Direct Legal and Collections debt collectors.
The owner of the account (the bank or the debt collection firm) is obliged
to give you a true copy of the original contract if that agreement was
made prior to 6 April 2007. When they do not do this they are in violation
of the Consumer Credit Act, and the alleged debt is then said to be
in dispute. For as long as this situation exists they must not ask for
any money and they are not allowed to sell it on to another agency (which
many do nevertheless). As long as this situation exists it is unenforceable,
even by a court of law. There is a series of template letters available
that you can use to follow up. Or you can get a solicitor to do this
for you, owing to the difficulty of the law at certain points. There
are also legal firms professing their services in this area.
They will probably ask you for your cellphone number if you have one
and most of us do have one. But you should not give it to them. Because
if they have it they will be able to pester you at home and at work
at all times of the day and night. They will continue to do this even
after you ask them to stop, therefore you must tell them in writing,
and send the letter by registered post or recorded delivery to get a
signature as proof of delivery. A few DPCs will even contact your neighbours
and tell them about your debt. The worst may tell your children that
you are bad because you can't pay your bills or say that they will do
this, hoping to scare you and increase their profit margin. All of these
debt collection companies are driven by greed and so their individual
sales people know that they have to meet targets. All the activities
just described are illegal, yet the law seems to be indifferent. Coping
with Direct Legal and Collections debt collectors can be extremely stressful.
These debt purchasing firms will attempt to destabilise your life
and make you worry because they will profit from doing exactly this.
They will use foul tricks, even if it is unlawful. It is a vile profit-driven
business staffed by salespeople who are told they must achieve sales
goals. The law does not seem to care unless forced to. If you try to
cope with Direct Legal and Collections debt collectors then you must
help yourself if you are to defeat this injustice. Unless the laws we
have are implemented properly a lot of people will continue to suffer.
Assuming that you are having to deal with Direct Legal and Collections
debt collectors you'll be aware of all the ruses they employ to get
you to set up a direct debit or standing order in order to profit from
you. You may have already experienced bad dealings with them. They may
call you at strange times and do so several times every day. They may
write official-looking nastily worded letters threatening to send people
round and collect the money in full or that they will take you to court
for the full amount. Other tricks will include attempting to make a
charging order on your home or in some way cause you great personal
suffering.

So ask Direct Legal
and Collections Debt Collectors for a copy of the original contract
when you took out your loan or credit card.
Even better, start
an unenforceable
credit agreement application here. If you want to check, in addition,
missold PPI and recover all the credit card charges you've paid over
the last 6 years (plus 8% interest) it costs an upfront fee of only
£99 for a full audit to see what you're entitled to. Click
here for more.
We are licenced
by the Office of Fair Trading. Licence No. 633327.
We are signatories
of the Data Protection Act. Reg. No. Z1620707.
More
Data On Direct Legal Debt Collectors
If
you have any information that you would like honest people to know
about Direct Legal Debt Collectors then send us an email in complete confidence and
we will try to corroborate it with the clowns involved.

This
Direct Legal Debt Collectors website is part of DPC Registry website
group. All rights reserved.