Legal and Collections Debt Collectors
Address: Buckingham Road, Brackley NN13 7DN
Extra Data: See below.
Direct Legal Debt Collectors and
the Truth About Your Debt
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It is an option for you to question the validity of the money owed
or indeed the existence of the account itself by making a Subject Access
Request as a reply to Direct Legal and Collections debt collectors.
The owner of the account (the bank or the debt collection firm) is obliged
to give you a true copy of the original contract if that agreement was
made prior to 6 April 2007. When they do not do this they are in violation
of the Consumer Credit Act, and the alleged debt is then said to be
in dispute. For as long as this situation exists they must not ask for
any money and they are not allowed to sell it on to another agency (which
many do nevertheless). As long as this situation exists it is unenforceable,
even by a court of law. There is a series of template letters available
that you can use to follow up. Or you can get a solicitor to do this
for you, owing to the difficulty of the law at certain points. There
are also legal firms professing their services in this area.
They will probably ask you for your cellphone number if you have one
and most of us do have one. But you should not give it to them. Because
if they have it they will be able to pester you at home and at work
at all times of the day and night. They will continue to do this even
after you ask them to stop, therefore you must tell them in writing,
and send the letter by registered post or recorded delivery to get a
signature as proof of delivery. A few DPCs will even contact your neighbours
and tell them about your debt. The worst may tell your children that
you are bad because you can't pay your bills or say that they will do
this, hoping to scare you and increase their profit margin. All of these
debt collection companies are driven by greed and so their individual
sales people know that they have to meet targets. Coping with Direct
Legal and Collections debt collectors can be extremely stressful.
So ask Direct Legal
and Collections Debt Collectors for a copy of the original contract
when you took out your loan or credit card.
Data On Direct Legal Debt Collectors
you have any information that you would like honest people to know
about Direct Legal Debt Collectors then send us an email in complete confidence and
we will try to corroborate it with the clowns involved.
Direct Legal Debt Collectors website is part of DPC Registry website
group. All rights reserved.