Direct Legal

 

Registry of Debt Collectors

 

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What To Do If You Get A Nasty Letter or Phone Call From:

Direct Legal

Direct Legal is a debt purchasing company or debt collecting company listed in the website of

 

 

DPC Registry is registered under the Data Protection Act. Reg. No. Z1620707.

Name: Direct Legal
Address: Buckingham Road, Brackley NN13 7DN
Telephone: DO NOT PHONE DIRECT LEGAL AND COLLECTIONS
Fax: 01280 707523
Email: [user]@DLcollect.co.uk
Extra Data: One of the trade names of Hillesden Securities Ltd

Direct Legal and the Truth About Your Debt

There are a few useful things you can do to ensure that things are difficult for them and the various tactics of Direct Legal and Collections. You can permanently bar their number using BT's call-blocking service, or you could record their phone conversations, you can write to them telling them not to visit you or any combination of these actions (all these template letters can be downloaded from the web site).

It is best to ensure you know whether or not the debt collector has bought the debt for themselves as a means of making a profit (in the role of a debt purchasing company) or if they are doing debt recovery work for a third party such as a credit card issuer (where they would pocket a percentage of recovered money). If they send you a letter of assignment, as required by law when the account has been sold, then you know that the debt collections agency or DCA is the owner of the account and will try to get as much out of you as he possibly can. When dealing with Direct Legal and Collections do remember that every penny the debt agency gets is pure profit because he has purchased the debt wholesale. So they will try to break you any way they can.

Assuming that you are having to cope with Direct Legal and Collections you'll be aware of all the underhand methods they employ to get you to set up a standing order in order to profit from your ignorance of the law. You may already have experienced bad dealings with them on the phone. They may call you on the phone at strange times when they know it is inconvenient for you and do so several times every day. They may write official appearing sternly drafted letters or cards threatening to come round and collect the full amount or that they will take you to court if you cannot pay. Their other strategies may include attempting a charging order on your home or in some way cause you and your family great personal suffering.

The law in the UK doesn't seem to care very much when all this injustice occurs, or so it seems. Many of the debt purchasing companies that operate in Britain are funded by overseas companies knowing a fast buck where they can see it. There are plenty of laws that are meant to be in place governing Direct Legal and Collections, however for some unknown reason the debt collection companies trade by flouting the rules whenever they think they can get away with it. They only desist when they are punished by a body like the FSA or the OFT. And even in such rare cases the tiny punishment they are threatened with is such a small amount of their income that they don't really give a damn, and they will treat such impositions with utter contempt.

So ask Direct Legal for a copy of the original contract when you took out your loan or credit card.

Even better, start an unenforceable credit agreement application enquiry. It costs nothing to do this and you are protected by the consumer credit laws. Click here for the unenforceable contract application form.

To find out if you qualify for an IVA or can benefit from a debt management programme, try the IVA Test. It's free to apply, and again you are protected by the consumer laws regarding debt management at all stages. Click here to go to the application form.

 

We are licenced by the Office of Fair Trading. Licence No. 633327.

We are signatories of the Data Protection Act. Reg. No. Z1620707.

 

 

More Data On Direct Legal

 

If you have any information that you would like honest people to know about Direct Legal then send us an email in complete confidence and we will try to corroborate it with the clowns involved.

 

 

 

This Direct Legal website is part of DPC Registry website group. All rights reserved.